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INVESTMENT SERVICES


We educate Real Estate Investors.  

We believe that the key to financial freedom is through making sound investments.

We offer Wealth building techniques and strategies as well as a variety of real estate services.

We have a presence in Virginia, Maryland, and Washington, DC.

Our residential services include:

–       Personal Home Purchases and Sales
–       Investment in Single Family Homes
–       Investment in Multi-Family Homes

Our commercial services include:

–       Multi-family
–       Retail
–       Office

Our Master Wealth Creation Team consists of:

–       Financial Advisers
–       CPAs – tax strategists
–       Real Estate Attorneys

to assist you in formulating creative financial, tax, and legal strategies for generating, building, and maintaining wealth through real estate investing.


We show you how to:

–       Use IRAs to Purchase Real Estate
–       Create Major Cash Flow
–       Optimize Tax Solutions
–       Create Entities to Protect Your Assets
–       Offset Real Estate Gains with other investments

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FORTURNE 500 COMPANIES IN RICHMOND, VA

Richmond, VA is home to six Fortune 500 companies:





CarMax; 






MeadWestvaco; and 




Other Fortune 500 companies, while not headquartered in the area, do have a major presence:








Capital One and Altria company's Philip Morris USA are two of the largest private Richmond-area employers. 


DuPont maintains a production facility in South Richmond known as the Spruance Plant. 


UPS Freight has its corporate headquarters in Richmond.


Richmond is also home to the Southern States Cooperative, one of the largest farm supply cooperatives in the US.


Other companies based in Richmond include:




Universal Corporation, a tobacco merchant; 


Cavalier Telephone, a telephone, internet, and digital television provider formed in Richmond in 1998; and 


Cherry Bekaert & Holland, a top 30 accounting firm serving the Southeast.


Information obtained from Wikipedia:

http://en.wikipedia.org/wiki/Richmond,_Virginia
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THE BEST PLACES TO SHOP IN RICHMOND, VA

1. Carytown Shopping:

West Cary Street, Between Boulevard and Thompson, Richmond, VA 23219 unique. www.carytown.org/ 

2. Chesterfield Towne Center:

This popular South-of-the-James River mall features 140 shops, services and restaurants. 

3. Regency Square Mall:

1420 N. Parham Road, Richmond, VA 23229. Regency Square is a wonderful shopping center with over one hundred stores, not to mention great dining and entertainment in and around the mall. www.shopregencysqmall.com/ 

4. Shops at Libbie and Grove:

 Libbie and Grove Avenue, Richmond, VA 23219. The Shops at Libie and Grove are sophisticated and chic, with unique blend of southern hospitality and distinctive style. On the Avenues is a popular boutique in the neighborhood. 

5. Short Pump Town Center:

Short Pump Express. Short Pump Town Center is a popular outdoor shopping locale, with tons of great stores including Guess, Ann Taylor, and Eddie Bauer. 
www.shortpumpmall.com

6. Stony Point Fashion Park:

9200 Stony Point Fashion Park 
Richmond, VA 23235. Stony Point Fashion Park is a wonderful combination of style and convenient, with the center filled with high end and popular stores, including Saks and Dillard’s. www.shopstonypoint.com 

7. Willow Lawn Mall The Shops at Willow Lawn:

1601 Willow Lawn Drive, Richmond, VA 23230. The Shops at Willow Lawn provide visitors with a fantastic selection of designer clothing and a good jumping off point for sightseeing in the Richmond area.www.willowlawn.com 

8. Antique Village Mall Complex:

10203 Chamberlayne Road 
Mechanicsville, VA 23116. Antique Village Mall is a wonderful place to shop in Mechanicsville, a small town outside of Richmond. Fill to the brim with antiques dealers, it would be wise to leave plenty of room in your car/suitcase for the goods you’ll find here. 

9. Shockoe Slip:

Located at Twelfth and Main Streets. 
Shockoe Slip is a wonderful place to shop and is one of the most popular and renown shopping enclaves in Richmond with a wonderful ad cast array of local and specialty shops. 

10. The Shops:

5807- 5807 Patterson Avenue, Richmond, VA 23226. The Shops at 5807 is a wonderful place to shop and enjoy Richmond. With an eclectic mix of offerings, The Shops definitely won’t
http://www.shop5807.com/

Information provided by streedadvisor:

http://www.streetadvisor.com/richmond-richmond-city-virginia/questions/best-places-to-shop-in-richmond-va
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THE TOP TEN ATTRACTIONS IN RICHMOND, VA

VA Musuem of Fine Arts


Maymont


Virginia Capitol Building


Lewis Ginter Botanical Garden


 St. John’s Episcopal Church


Byrd Theater


The Museum of the Confederacy


Carytown


James River


http://www.tripadvisor.com/Attractions-g60893-Richmond_Virginia.html#TtD


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BUYING A HOME USING A FHA LOAN


The FHA loan program was created to help increase homeownership.

The  FHA program makes buying a home easier and less expensive than other types of real estate mortgage home loan programs. Some highlights of the FHA loan program are:

Minimal Down Payment and Closing Costs.
  • Downpayment less than 3.5% of Sales Price
  • 100% Financing options available*
  • Gift for downpayment and closing costs allowed.
  • No reserves or required.
  • FHA regulated closing costs.
  • Seller can credit up to 6% of sales price towards buyers costs.
Easier Credit Qualifying Guidelines such as:
  • Minimum FICO credit score of 620.
  • FHA will allow a home purchase two years after a Bankruptcy.
  • FHA will allow a home purchase  three years after a Foreclosure. 
Easier Debt Ratio & Job Requirement Guidelines such as:
  • Higher Debt Ratio's than other home loan programs.
  • Less than two years on the job is allowed.
  • Self-Employed individuals o.k.
These advantages of the FHA loan program has made it one of the best options for most first time home buyers as well as move-up home buyers.

You do not have to be a first time buyer to obtain a FHA loan, anyone may use a FHA loan as long as you do not have more than one FHA insured loan at any one time.

Following is a list of some the various type of FHA loan programs available. Next to the name of the program is a brief description of the FHA mortgage program.

Once you find a program that best suites your needs, please click on it for a detailed program description fha loans
  • HUD Homes - Financing for HUD homes with as little as $100 down.
  • CHDAP - 100% financing option for first time buyers in California.
  • Nehemiah - 100% financing option provided by Non-profit organization.
  • HART - 100% financing option provided by Non-profit organization.
  • Access 2000 - 102% financing option for first time buyers.
  • 203K - Home improvement & major remodel loan program.
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